3221 Harrison Pike Chattanooga, TN 37406 Phone (423) 624-9992 | Fax (423) 624-9435
www.hbagc.net
Local News and Information Archives for 2016-03

If you plan on attending and participating in the HBAT Summer meeting in Perdido Beach, Alabama, now is the to register.

Where: Perdido Beach Resort, Perdido Beach, Alabama

When: June 12-15

What: Home Builders Association of Tenneesse Summer Meeting

Register: HBAT Summer Meeting Registration

 

Agenda

 

Sunday, June 12

9 am - 4 pm   Exhibitor Set-Up

4 pm - 6 pm   Senior Officers (closed meeting)

6 pm - 7 pm   Welcome Reception

 

Monday, June 13

7 am - 12 pm   Registration

8:30 am - 9:30 am   Budget & Finance

8:30 am - 9:30 am   Past Presidents, Tennessee Associates Council  (closed meeting)

9:30 am - 10:30 am   Past HBAT Presidents (closed meeting)

10:30 am - 11:30 am  Legislative/Education Program

11:30 am - 12:30 pm   Government Affairs

1:00 pm - 4:00 pm   Afternoon Event TBA

 

Tuesday, June 14

7:30 am - 12 pm   Registration

8:30 am - 9:30 am   HIPAC Trustees

9:30 am - 10:30 am   Membership/Local Leadership

10:30 am - 11:30 am   Executive Officers Council

10:30 am - 11:30 am   Tennessee Associates Council

6 pm - 10 pm   Beach Party

 

Wednesday, June 15

Depart

 


Stormwater Legislation Strongly Backed By HBAGC Advances In Tennessee House of Representatives

On March 29, HB1892, the stormwater legislation strongly supported by HBAGC and HBAT, passed out of the House Local Government Committee with zero "no" votes.  The conversation in committee was lengthy.  A representative from the Sierra Club and the Commissioner of the Department of Environment and Conservation and his staff spoke against the bill, and Bill Penny (HBAT’s environmental counsel) along with John Farris (HBAT lobbyist) spoke in support of the bill.  There were numerous questions, but when the smoke cleared, the bill passed out of committee.  It will now go to the House Calendar and Rules Committee for scheduling to be heard by the full House.  It appears the bill will come to the House floor for consideration sometime during the week of April 4.

 

HBAGC greatly appreciates the strong support from Local Government Committee members Rep. Marc Gravitt and Rep. Dan Howell. 

 

The Senate version of the stormwater legislation has already been approved (vote was 31-0). 
 


Now that Chattanoogans are finally shaking off the cold, it’s a great time to enjoy the milder spring weather in the comfort and style of a custom outdoor living space.

The lines have blurred between indoor and outdoor living areas, and a new deck or patio can provide the perfect gathering place, party spot, or personal retreat. 

 

Consider these factors to help determine whether a patio or a deck is best for you:

 

Do some research

 

Certain areas or neighborhoods have building codes or terrains that dictate whether you build a patio or deck. For example, if you have a rocky backyard terrain, a raised deck may be your best choice, as opposed to the costly excavation needed for patio construction. A raised deck also may work as a better option for low-lying yards that tend to become soggy when it rains. The HBA of Greater Chattanooga is a good source for this type of information.

 

Look at your budget

 

Decks can be a more affordable option than patios, but concrete, while more expensive, tends to be the sturdiest material with the lowest maintenance needs. Remember that site preparation is important for drainage, grade and proper placement, which can be a lot of work for the do-it-yourselfer. When in doubt, budget for a professional with the experience, not to mention equipment, to do the job right.

 

Consider how the space will be used

 

Before beginning your outdoor project, assess your space. Where do you have the best sunlight? Do you want to use your space for dining or grilling? If so, do you have a large enough area for tables and chairs? Is there one area of the yard that is quieter and has more privacy from neighbors? A good home builder, remodeler or landscape architect can help you design a master plan that’s right for your space and your ideas.

Building a great outdoor space is worth the hard work and cost. Not only does it add to the value to your home, it also provides a unique gathering spot for the entire family.

 

To find a qualified builder, remodeler, or landscape architect in the Chattanooga area, please visit the Home Builders Association of Greater Chattanooga website at HBAGC.net or call 423.624.9992.
 


Enforcement Begins in 2017 for Construction Industry

OSHA issued the final silica rule to limit exposure to crystalline silica, which was published in the Federal Register today.

After a brief initial review, it appears that the final rule contains some of the same problematic provisions that NAHB identified in comments submitted to OSHA during the rulemaking process.

 

What work is covered by the rule? Crystalline silica is found in many common building materials. Popular remodeling jobs like kitchens and baths that involve cutting tile, bricks and other materials containing crystalline silica over the new limit will likely be impacted by this new regulation.

 

Why is this important to remodelers? Remodelers will be required to use specified engineering controls like water or ventilation and provide respiratory protection for common tasks like trimming tile and cutting bricks under the updated exposure limits of the new silica rule.

 

What are a remodeler's responsibilities in the meantime? The rule goes in to effect on June 23, 2016 but OSHA will not enforce the rule in the construction industry until June 23, 2017. At that time, remodelers are required to establish work practices that limit worker exposure, have a written exposure control plan and find a competent person to implement it. Employers should prepare to provide workers who must wear a respirator for 30 or more days per year with medical exams and to keep records of workers’ silica exposure and medical exams.

Where can remodelers learn more about the required training and equipment?

 

NAHB continues to review the 1,772 page pre-publication copy of the rule. Members can access more information on the potential impact on nahb.org.

 

When and how did NAHB get involved? NAHB raised numerous concerns during the multi-year rulemaking process. Though the agency has made major changes to the construction rule, NAHB remains concerned that the final rule is not technologically and economically feasible for remodelers.

 

This is the value of your membership. NAHB Remodelers makes your voice heard with regulatory and legislative decision-makers—and ensures that you are informed of the latest actions that could impact you and your business.

 

Questions? remodel@nahb.org


Nine Home Design Trends to Watch in 2016


The National Association of Home Builders recently announced the winners of the Best in American Living Awards (BALA) – a prestigious program recognizing excellence in designs that influence the residential building industry.

 

Award recipients are lauded as the nation’s most creative and inventive builders, remodelers, architects, developers, land planners and interior designers.

 

Below are some of those trends in home design that buyers throughout Greater Chattanooga will see in the coming months and years. Some of these elements are sure to inspire your next design project.

 

Low-Impact Design. A growing number of area builders include sustainable and green features in their designs, including permeable pavers, rain gardens and landscaping with native species.

 

Intimate Outdoor Spaces. Many single-family custom and production homes include intimate outdoor gathering spaces, complete with outdoor fireplaces or fire pits and cozy seating, taking the place of the extended family-size backyards of the past.

 

Troughs and Spouts. Outdoor tables with open, trough-like water channels add interest, often culminating in a delicate waterfall off the edge of the table into a pool or water feature below.

 

Indoor-Outdoor Convergence. What was once a distinct line between two living areas – indoor and outdoor – has been replaced by floor-to-ceiling retractable glass walls and screens.

 

Mid-Century Modern Detailing. Mid-century modern is now 21st century chic in furniture, elevation design and detailing.

 

Interior Board and Batten. This technique adds a three-dimensional layer to interior finishes and provides an interesting alternative to paint and wallpaper.

 

White with Exotic or Repurposed Wood Accents. Many winning interiors feature stark, modern white paired with rich wood accents, a striking combination in flooring, ceilings and cabinets.

 

Modern Industrial Accents. This trend combines sleek lighting and furniture with the brick, glass and steel elements of a building’s shell and skeleton.

 

Barn Doors. Barn Doors offer an alternative to traditional left- or right-hung doors and become a design feature of the home, unlike pocket doors that tuck away.

 

To find an industry professional who is ready to bring these exciting new trends to your new home or remodeling project, contact the Home Builders Association of Greater Chattanooga at 423-624-9992 or www.hbagc.net.


Overcoming Perceived Barriers to Home Ownership

Numerous studies have found that home ownership is more cost-effective than renting – up to 23 percent cheaper, by some accounts. Even so, three-quarters of renters think they are making the more affordable choice by staying in a lease. Where is the disconnect between perception and reality, and what is preventing some renters from making the leap into home ownership? A look at a few common uncertainties about home buying might provide some answers:

 

  1. I can’t afford the down payment. Most people think they need a 20 percent down payment to buy a home, but that is just not the case. The required down payment is subject to myriad factors and can be quite low, depending on the lender and other circumstances. Shop around for the mortgage that best fits your unique situation and don’t be afraid to ask for a lower down payment.
     
  2. My credit history is not good enough for a loan. Even though a credit score of 660 is considered the lowest acceptable score to secure a prime rate loan, there are plenty of lenders that will offer loans to buyers with lower scores. Of course, the higher your credit score, the better your mortgage rate, and the lower your monthly payments. But, don’t assume you’re completely out of the running until you ask.
     
  3. I have too much debt for my income level. It’s true that a high income-to-debt ratio can affect your viability for a loan; however, it is within your control to lower your debt by paying it down over time. Spend some time aggressively attacking the debt with larger monthly payments and avoid increasing your debt as much as possible.
     
  4. Houses are becoming too expensive. Home builders in the Chattanooga area take great pride in keeping housing affordable while maintaining the highest quality in materials and craftsmanship. Such quality translates to less costly maintenance and higher resale values. Additionally, buyers are enjoying historically low mortgage rates, which often offsets the increase in home prices.

 

Buying a home doesn’t have to be a frightening undertaking, and you’ll never know if you’re ready until you begin exploring your options. Consult with a lending professional who can help you determine your readiness for home ownership.

 

For a listing of banks, lenders and brokers in the Chattanooga area, please visit the Home Builders Association of Greater Chattanooga website at HBAGC.net or call 423.624.9992.
 


Monday Morning Briefing

Rules & Regulations
Overtime Rule Moves One Step Closer
Regulation could have major ramifications for home builders.


Stormwater Management for the Little Guy
EPA's new streamlined template will save you time and money.

 

Sales & Marketing
The Best Marketing is Free Marketing

Four tips to help your business gain media attention.


5 Ways Google Analytics Can Help You Boost Sales
A primer on how the software can help you convert traffic from your website or blog to dollars and cents.


Economics
Single-Family Housing Starts: Highest Since November 2007
This key sector is strengthening in line with our forecast.


Builder Confidence Holds Steady in March
Housing Market Index is hovering above the 50-point mid-range.


Membership Pays
Savings, Discounts —  and Shiny Cars
NAHB Member Advantage can save you big bucks on cars, home improvement products and more.


Which Remodelers Make the Most Profit?
NAHB is actively surveying remodeler members to provide them with real-market benchmarks.


Drive Home with NAHB
New promotional campaign focuses on how the home is central to American life.


Spring is in the air! The days are a little warmer. The skies seem a bit bluer. And, is that green we see popping through the landscape? The promise of a new, milder season has many thinking about gardens and spring cleaning, but along with the beautiful days ahead will also be some severe weather.

 

April is traditionally when Chattanooga sees a surge of severe weather, including tornadoes, flooding, and hail storms. While you and your family can evacuate the home during such an event, your house must withstand its wrath.

 

Don’t wait until a weather event is impending; use the month of March to take the necessary precautions:

 

Check your insurance policy to ensure you’re covered in the event of a natural disaster. In particular, flooding is generally not covered by homeowners’ insurance and requires a separate policy at a reasonable rate.


Seal your entryways with weather-stripping to prevent wind and water from entering through the cracks around doors and windows. Don’t forget your garage door, too.


Have your roof inspected to ensure its structural integrity. Apply sealant around the chimney and vent pipes to prevent water from seeping in the home during a torrential downpour.


• If in doubt, consult a building professional to repair loose siding, remove rotted structures, and determine the structural soundness of your home.


Clean out clogged gutters and downspouts. If the rain that accompanies a heavy storm can’t run through the gutters and downspouts, it will spill over the sides, landing in areas where it can soak through to your home’s foundation, causing flooding and structural damage.


Protect your home from loose objects that take flight during a storm. Remove all dead and dying limbs from your trees. Disconnect and remove exterior television antennas from the roof.  Bring inside or secure lawn furniture, trashcans, flowerpots and other yard ornaments. Tie down the larger items such as sheds, doghouses, playhouses, swing sets and boats.

 

When you and your house are prepared, you’re more likely to weather even the toughest Chattanooga storm. Taking time now to prepare your home for storm season could save you a lot of money later.

 

To find a building professional who can help secure your home before a storm or repair it afterwards, contact the Home Builders Association of Greater Chattanooga at 423.624.9992 or info@HBAGC.net.
 


The National Association of Home Builders recently announced the winners of the Best in American Living Awards (BALA) – a prestigious program recognizing excellence in designs that influence the residential building industry.

 

Award recipients are lauded as the nation’s most creative and inventive builders, remodelers, architects, developers, land planners and interior designers.

 

Below are some of those trends in home design that buyers throughout Greater Chattanooga will see in the coming months and years. Some of these elements are sure to inspire your next design project.

 

Low-Impact Design. A growing number of area builders include sustainable and green features in their designs, including permeable pavers, rain gardens and landscaping with native species.

 

Intimate Outdoor Spaces. Many single-family custom and production homes include intimate outdoor gathering spaces, complete with outdoor fireplaces or fire pits and cozy seating, taking the place of the extended family-size backyards of the past.

 

Troughs and Spouts. Outdoor tables with open, trough-like water channels add interest, often culminating in a delicate waterfall off the edge of the table into a pool or water feature below.

 

Indoor-Outdoor Convergence. What was once a distinct line between two living areas – indoor and outdoor – has been replaced by floor-to-ceiling retractable glass walls and screens.

 

Mid-Century Modern Detailing. Mid-century modern is now 21st century chic in furniture, elevation design and detailing.

 

Interior Board and Batten. This technique adds a three-dimensional layer to interior finishes and provides an interesting alternative to paint and wallpaper.  

 

White with Exotic or Repurposed Wood Accents. Many winning interiors feature stark, modern white paired with rich wood accents, a striking combination in flooring, ceilings and cabinets.

 

Modern Industrial Accents. This trend combines sleek lighting and furniture with the brick, glass and steel elements of a building’s shell and skeleton.

 

Barn Doors. Barn Doors offer an alternative to traditional left- or right-hung doors and become a design feature of the home, unlike pocket doors that tuck away.

 

To find an industry professional who is ready to bring these exciting new trends to your new home or remodeling project, contact the Home Builders Association of Greater Chattanooga at 423-624-9992 or www.hbagc.net.


Despite those fun home improvement shows touting the benefits of ultra-tiny homes, a growing number of families are actually reconfiguring or increasing the size of their living quarters to accommodate aging loved ones. The trend away from long-term institutional living for the elderly and toward multi-generational living (or dual-living) brings more options than ever in home building and design.

 

Twenty-one million U.S. households now live multi-generationally, and that number is growing each year. In a recent survey of home shoppers, 44 percent reported they would like to accommodate their elderly parents in their next home. Chattanooga’s affordable housing and reasonable tax rates earned the city a spot on Wall Street Journal’s Best Places to Retire list recently, while its natural beauty and mild seasons have been long-time attractors for seniors. The infusion of an older population in our community will undoubtedly result in an increase in multi-generational living, and experts say, that trend changes the landscape of home design and renovation.

 

Certified Aging in Place Specialists

 

With so many configurations and options to consider, many families turn to the Certified Aging in Place Specialist (CAPS), who can help make homes livable for all generations today and adaptable to future challenges of aging.

 

Privacy and safety are the two primary considerations for home owners and buyers considering a multi-generational living arrangement. The CAPS professional can help identify the modifications required in an existing home or new house plans, individualized for specific needs. For example, while you’re building out walls to create a separate suite for your parent, you might want to consider widening the doorways to accommodate possible wheelchair use in the future. What about grab bars, additional lighting, and slip-resistant flooring? Do you need separate home entrances? A kitchenette? A private outdoor space?

 

When it comes to multi-generational living, a CAPS professional can clarify the specific amenities that will allow your family to co-exist and adapt for many years to come.

 

For more information on CAPS professionals in the Chattanooga area, please contact Home Builders Association of Greater Chattanooga at 423.624.9992 or info@HBAGC.net.


The wave of Baby Boomers in Chattanooga and the surrounding area is generating a strong demand for remodelers and builders who specialize in making home modifications that create safer, more convenient living spaces. These professionals, called Certified Aging in Place Specialists (CAPS), have been trained in the unique needs of older adults and are well versed in a wide variety of techniques to enhance a home’s aesthetics, livability and value.

 

As part of February’s National Designation Month – when the Home Builders Association of Greater Chattanooga and the National Association of Home Builders spotlight industry professionals who attain advanced training and achieve specialized designations – we recognize the importance of the CAPS designation.

 

CAPS builders and remodelers are helping home owners throughout Hamilton County and North Georgia identify practical and comprehensive aging-in-place solutions, such as widening doors and hallways, installing brighter lighting, adding railings or grab bars to prevent falls, changing floor coverings to add traction to slippery surfaces, and installing ease-of-reach systems. These improvements, among many others, often allow home owners to maintain their independence and stay in their current homes.

 

CAPS graduates pledge to uphold a strict code of ethics, indicating they operate their businesses at only the highest level of professionalism. Additionally, the designation means they have committed to build upon their knowledge of the latest aging-in-place strategies by attending continuing education programs.

 

Nearly 3,400 remodelers and home builders hold this esteemed designation, including CAPS builders and remodelers here in Greater Chattanooga. Additionally, there are several other honorable designations that many of our local builders have achieved:

 

• Certified Green Professional (CGP) –incorporates eco-friendly building principles, without driving up the cost of construction. 


• Certified Graduate Builder (CGB) or Remodeler (CGR) – has several years of industry experience and possesses advanced skills not only as a talented home builder or remodeler, but also as a trusted business manager. 


• Housing Credit Certified Professional (HCCP) – works in the affordable housing industry and educates others on the complex regulations of the Low-Income Housing Tax Credit.

 

   If you would like to find a professional with the CAPS designation or any of the other highly regarded builder designations, contact the Home Builders Association of Greater Chattanooga at 423-624-9992 or www.hbagc.net.